Invest for meaningful income, not marginal return.
Interest paid monthly (less RWT)
Secured by First Mortgages over property
$100,000 minimum investment
Terms from 12–24 months
Register with no obligation to invest – and gain access to exclusive opportunities.
Available to wholesale investors only.
Regular returns.
Real security.
At Alpha First, we believe in making your hard-earned capital work harder for you. As an established private credit platform specialising in property funding, we offer our investors credit-approved, standalone investment opportunities secured by property.
Unlike many other wholesale investment providers, Alpha First does not pool investor funds. Instead, our investors choose what, where, and the amount they invest, giving them full control over which opportunities they invest in. This ensures a tailored investment experience.
When you invest through Alpha First, you receive regular monthly income, with investments typically offering earnings significantly higher than standard fixed-term deposit rates. Loan terms range from 12 to 24 months, giving you the flexibility to choose investments that align with your financial goals.
We pride ourselves on undertaking thorough due diligence and providing full transparency, ensuring you have all the information to make informed, confident investment decisions.
At the end of each loan term, you can withdraw your funds or reinvest in a new opportunity that aligns with your investment strategy.
In a recent Alpha First Investor Survey, investors highlighted their satisfaction with our competitive returns, regular monthly payments, strong security, and transparency in borrower details.
*Alpha First Investor Feedback Survey June 2023
The Alpha First Advantage
Competitive Returns
Your funds will earn interest rates from 8% pa (less RWT) and be invested for terms between 12-24 months.
Monthly Income
Enjoy monthly interest payments (less RWT).
Sound Security
Our registered first mortgages are secured over property. The borrower also provides personal guarantees, and we secure a General Security Deed over the borrowing entity.
High Loan Transparency
We provide you with a full Investment Information Pack for each loan opportunity. This contains all the information that we used to make our lending decision, including, but not limited to:
- Full Executive Summary
- Structure of loan
- Borrower’s capability and credit reports
- Market commentary
- Valuation report – from an approved valuer
- Executed Loan offer
- Financial statements
- Photo ID
- If applicable: relevant consent, construction plans and costing, and Quantity Surveyor reports.
Extensive due-diligence
We carry out extensive due-diligence relating to loan purpose, security properties, and borrowers. Alpha First inspect every security property and meet borrowers personally before approving any loan. We assess a borrower’s capability, past experience, professional advisers, and their repayment/exit strategy.
Control and Flexibility
You decide on your investment, with terms available from 12-24 months, and can choose to invest any amount from $100,000. You only deposit your funds into the Ellice Tanner Hart Lawyers Trust Account after choosing an investment opportunity that you feel comfortable with.
Embrace Consistent Monthly Income
Reliable monthly interest payments (less RWT) provide the consistency you need to achieve the lifestyle you desire. With an investment backed by first mortgage security, Alpha First offers a dependable income stream you can count on.
In our recent Investor Satisfaction Survey, investors highlighted their appreciation for our monthly interest payments, competitive returns, transparent loan details, and strong security. The results also revealed that investors value Alpha First’s personalised approach and the thorough due diligence we conduct on borrowers.
We deeply appreciate the trust our investors place in us with their hard-earned capital — and we never take that responsibility lightly.
What our
investors
say
Service partners
Security & Mortgage Documentation
Alpha First’s Trust Account Operator
Service partners
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Security & Mortgage Documentation
Alpha First’s Trust Account Operator
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Disclaimer: Minimum investment of $100,000. Only available to Eligible and Wholesale investors under the Financial Markets Conduct Act 2013. Alpha First arranges mortgage investments but is not the issuer or a guarantor, and does not provide any financial advice on whether or not an investment is right for you. Investors should consider obtaining financial advice before investing.